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2026-04-17 · politics — Every major CBDC pilot over the last three years has produced the same result. Voluntary adoption is dismal. User demand is nonexistent. Merchants treat it as a compliance burden. Central banks have noticed. Their response is not to reconsider. Their response is to accelerate toward mandatory adoption before voluntary failure becomes politically untenable.
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2026-03-26 · opinion — China's digital yuan became the first interest-bearing CBDC on Jan 1. With 230M wallets, the e-CNY is no longer digital cash - it's programmable state-surveilled money.